The Nirsal Microfinance Bank has reopened portal for the Non-Interst Banking window of COVID-19 Targeted Credit Facility and AGSMEIS Loan known as NIB COVID-19 Loan/AGSMEIS Loan.

 

The Nirsal Microfinance Bank has reopened portal for the Non-Interst Banking window of COVID-19 Targeted Credit Facility and AGSMEIS Loan known as NIB COVID-19 Loan/AGSMEIS Loan.


portal reopening today, the NMFB management noted that the beneficiaries to emerge in the new NIB COVID-19 Loan application can now choose Vendors by themselves on the improved NIB COVID-19 Loan Portal depending on their prefered locations.https://nibloans.nmfb.com.ng/noninterestlendingtcfhousehold.


The NMFB management had earlier in a Statement clarified that the NIB COVID-19 Loan Scheme is for all Nigerians regardless of religious inclination. That is, NIB COVID-19 Loan is not meant for only Muslims.


NMFB however noted that an applicant of the Scheme must be adversely affected by the COVID-19 Pandemic, must be aged 18 years and above, must posses a Bank Verification number, and must have been running their own businesses.


Differenting the Scheme from COVID-19 Targetted Credit Facility Loan Scheme, NMFB stated that the Non-Interest Banking Window for TCF and AGSMEIS focuses mainly on assets Financing other than direct cash disbursement to the beneficiaries.


"The COVID-19 Targeted Credit Facility and AGSMEIS are loans that are repayable while the Non-Interest Banking Window recognises only the sharing of profits from the investment with the beneficiary", NMFB stated.


NMFB added that existing beneficiaries of COVID-19 Targeted Credit Facility and AGSMEIS Loan Scheme are ineligible to apply for the NIB COVID-19 TCF/AGSMEIS.


Explaining the Scheme further, the Nirsal Microfinance Bank noted that the Non-Interest Banking Window for TCF and AGSMEIS has a 3 years Tenure and 6 months Moratorium.


Interested applicants can apply for the NIB COVID-19 loan scheme through the improved portal https://nibloans.nmfb.com.ng/noninterestlendingtcfhousehold.


Bankin Microfinance Nirsal ya sake buɗe tashar yanar gizo domin neman rancen mara ruwa non Interst COVID-19 Targeted Credit Facility da AGSMEIS Wanda aka fi sani da NIB COVID-19/AGSMEIS.


Ana sake buɗe tashar yanar gizo a yau, hukumar NMFB ta lura cewa waɗanda za su ci gajiyar shirin a cikin sabon aikace-aikacen rance mara ruwa NIB COVID-19 yanzu za su iya zaɓar Masu siyarwa da kansu akan ingantacciyar hanyar samun rance ta NIB COVID-19 dangane da wuraren da aka fi so.https://nibloans.nmfb .com.ng/noninterestlendingtcfhousehold.


Hukumar NMFB tun da farko a cikin wata sanarwa ta fayyace cewa tsarin rance na COVID-19 na NIB na duk 'yan Najeriya ne ba tare da la'akari da ra'ayin addini ba. Wato, rancen COVID-19 na NIB ba a nufin Musulmai ne kawai ba.


NMFB duk da haka ta lura cewa annobar COVID-19 dole ne ta cutar da mai neman tsarin, dole ne ya cika shekaru 18 zuwa sama, dole ne ya mallaki lambar Tabbatar da Banki, kuma dole ne ya kasance yana gudanar da kasuwancin nasu.


Rance Mara Riba na NIB TCF da AGSMEIS ya fi mai da hankali ne kan bayar da kaya abun da mutum ya nema ba bayar da kuɗaɗen kai tsaye ga masu cin gajiyar ba.


NMFB ta ce "Cibiyar Ba da rance ta COVID-19 da AGSMEIS ne da za a iya biya yayin da taga Banki Mara Riba ya gane kawai raba ribar daga hannun jari tare da masu cin gajiyar," in ji NMFB.


NMFB ta kara da cewa wadanda suka ci gajiyar COVID-19 Targeted Credit Facility da AGSMEIS rancen ba su cancanci neman NIB COVID-19 TCF/AGSMEIS ba.


Da yake karin haske game da Tsarin, Babban Bankin Microfinance na Nirsal ya lura cewa rance mara Riba na TCF da AGSMEIS yana da Tsawon shekaru 3 da Tsawon watanni 6.


Masu sha'awar za su iya neman shiga tsarin na NIB COVID-19 ta hanyar ingantacciyar tashar https://nibloans.nmfb.com.ng/noninterestlendingtcfhousehold.

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